6 Best Prepaid Phone Plans (2026): Tello, Boost, Google Fi, More
6 Best Prepaid Phone Plans (2026): Tello, Boost, Google Fi, More
2026年六大最佳预付费手机套餐：Tello、Boost、Google Fi 等
Prepaid cellular service is the handshake deal of the phone world. With a prepaid phone plan, you pay up front for a month of service, then you get a month of service—usually up to a specified amount of data. There are no contracts and no obligations to stick around, and even the best prepaid phone plans usually cost less than their postpaid counterparts. 预付费蜂窝网络服务是手机通讯领域的一种“握手协议”。使用预付费手机套餐，你需要预付一个月的服务费，然后获得一个月的服务——通常包含指定额度的数据流量。这种方式没有合同，也没有长期绑定的义务，即使是最好的预付费手机套餐，其费用通常也低于后付费套餐。
All of that being true, the majority of people in the US use postpaid subscription plans from the big three wireless phone networks (Verizon, AT&T, and T-Mobile), which often include a contract for service over a set period of months or years. These plans are popular in part because most offer large upfront discounts for a new phone, not to mention plenty of perks, like international roaming, bundled streaming services, and emergency satellite services. 尽管如此，大多数美国人仍在使用三大无线网络运营商（Verizon、AT&T 和 T-Mobile）的后付费订阅套餐，这些套餐通常包含为期数月或数年的服务合同。这些套餐之所以受欢迎，部分原因是它们大多为购买新手机提供高额预付折扣，更不用说还包含国际漫游、捆绑流媒体服务和紧急卫星服务等诸多福利。
Prepaid plans are often less expensive overall and more flexible. Unlike postpaid plans, which are a hassle to exit if you’re unhappy with the service, you can leave a prepaid cell plan at any time or change your data amount. You can go for unlimited data if you’re a heavy user or snag just a couple of gigabytes per month, depending on your short-term needs. It’s great. 预付费套餐总体上通常更便宜且更灵活。与后付费套餐不同（如果你对服务不满意，退出会很麻烦），你可以随时取消预付费套餐或更改数据流量额度。如果你是重度用户，可以选择无限流量；如果你有短期需求，也可以每月只买几 GB 流量。这非常棒。
But prepaid phone services can also feel like the Wild West, with hundreds of carriers to choose from. Most rent bandwidth from one of the three big carriers, and some prepaid carriers have gotten a bad rap over the years because the big carriers tended to throttle or deprioritize their data, making the phones all but unusable in extremely crowded environments, like concerts and airports. 但预付费手机服务有时也像“西部荒野”一样混乱，有数百家运营商可供选择。大多数运营商是从三大运营商那里租用带宽，而一些预付费运营商多年来名声不佳，因为大运营商往往会限制或降低其数据优先级，导致手机在音乐会和机场等极度拥挤的环境中几乎无法使用。
A few years back, the advent of 5G phone service changed that, allowing budget carriers like Tello to thrive by finding room on T-Mobile’s large 5G network. Some prepaid networks, like our top pick, US Mobile, can work on multiple networks and grant customers access to premium, unthrottled data—just as the postpaid plans do. I’ve spent time testing each of these plans, for months in many cases, and can vouch for their service. These are our favorites. 几年前，5G 手机服务的出现改变了这一现状，像 Tello 这样的廉价运营商通过利用 T-Mobile 庞大的 5G 网络空间得以蓬勃发展。一些预付费网络（如我们的首选 US Mobile）可以在多个网络上运行，并允许客户像后付费套餐一样，享受优质、无限制的数据流量。我花时间测试了这些套餐中的每一个，在许多情况下测试时间长达数月，我可以为它们的服务担保。以下是我们最推荐的选择。
Best Prepaid Phone Plan Overall: US Mobile
最佳综合预付费手机套餐：US Mobile
US Mobile is a relatively young MVNO, founded in 2015, and is one of the few that’s independent. The company’s strategy is rather simple: It tries to offer just about everything you could want, from every major cellular network at every price. When I say everything, I mean it. US Mobile offers service from all three major US cellular networks, and each has a code name. Light Speed is T-Mobile, Warp is Verizon, and Dark Star is AT&T. You can choose among them or pay an additional $10 per month for multi-network service. US Mobile 是一家相对年轻的移动虚拟运营商（MVNO），成立于 2015 年，是为数不多的独立运营商之一。该公司的策略非常简单：它试图以各种价格提供你可能想要的几乎所有主流蜂窝网络服务。我说“所有”是认真的。US Mobile 提供美国三大主流蜂窝网络的服务，每个网络都有代号：Light Speed 代表 T-Mobile，Warp 代表 Verizon，Dark Star 代表 AT&T。你可以从中选择，或者每月额外支付 10 美元享受多网络服务。
US Mobile also offers a buffet of plans. Limited data plans start around $10 a month, while the company’s flagship Unlimited Premium (which includes unlimited hot spot, smartwatch data, and international calling and text to over 180 countries) is normally $44 per month. On Dark Star (AT&T) and Warp (Verizon), the Premium plan offers priority, unthrottled data—a rarity among MVNO plans. US Mobile also has annual plans, which are about 25 to 40 percent less expensive than paying monthly, depending on the plan. US Mobile 还提供丰富的套餐选择。有限流量套餐每月约 10 美元起，而其旗舰级“无限高级套餐”（Unlimited Premium，包含无限热点、智能手表数据流量以及拨打 180 多个国家的国际通话和短信）通常每月 44 美元。在 Dark Star (AT&T) 和 Warp (Verizon) 网络上，该高级套餐提供优先、无限制的数据流量——这在 MVNO 套餐中非常罕见。US Mobile 还有年度套餐，根据套餐不同，比按月支付便宜约 25% 到 40%。
Best Budget Prepaid Cell Plan: Tello
最佳预算预付费手机套餐：Tello
Tello Mobile is an Atlanta-based virtual network that runs on the T-Mobile network. Though still quite small, it’s my pick as the best budget plan because of its fast hot-spot capabilities and flexibility in offering extremely low-cost plans that still offer high data speeds and good reception. MVNOs work best with 5G service. And because T-Mobile’s 5G coverage is the best among the big carriers, Tello’s service remains quite robust. Tello Mobile 是一家总部位于亚特兰大的虚拟运营商，运行在 T-Mobile 网络上。虽然规模仍然很小，但它是我心目中的最佳预算套餐选择，因为它具备快速的热点功能，且在提供极低成本套餐的同时，依然能保证高速数据和良好的信号接收。MVNO 在 5G 服务下表现最佳，而由于 T-Mobile 的 5G 覆盖范围在各大运营商中表现最好，Tello 的服务依然非常稳健。