TechCrunch Disrupt 2026’s new Smart Money Stage explores fintech, payments, AI, and everything between
TechCrunch Disrupt 2026’s new Smart Money Stage explores fintech, payments, AI, and everything between
TechCrunch Disrupt 2026 全新推出的“智慧金融舞台”（Smart Money Stage）将深入探讨金融科技、支付、人工智能及其间的各种交叉领域。
Money has evolved into far more than the cash in your wallet or your bank account. And at TechCrunch Disrupt 2026, we’re devoting an entire stage to that progression. The brand-new Smart Money Stage will be where fintech, payments, and AI collide. From October 13–15 in San Francisco’s Moscone Center, you can join leaders from Circle, Robinhood, American Express, Plaid, Airwallex, and many more as they dig into the details of how money is changing.
金钱的演变早已超越了你钱包里的现金或银行账户里的数字。在 TechCrunch Disrupt 2026 大会上，我们将专门设立一个舞台来探讨这一进程。全新的“智慧金融舞台”将成为金融科技、支付和人工智能碰撞的中心。10 月 13 日至 15 日，在旧金山莫斯康展览中心（Moscone Center），你将有机会与来自 Circle、Robinhood、美国运通（American Express）、Plaid、Airwallex 等公司的领袖们面对面，深入剖析金钱正在发生的变革。
We’re talking about how stablecoins and instant payments are reshaping money movement, the ways in which AI agents are being entrusted (or not) with financial decisions, and what it takes to create regulated financial infrastructure built for a global market. We’re closing in on the end of our current pricing window — your chance to save on the best Disrupt prices is ending soon — so check out our ticket options right here. And if you still need some convincing, let’s dive into the Smart Money Stage’s programming:
我们将探讨稳定币和即时支付如何重塑资金流动，AI 智能体在多大程度上被赋予（或未被赋予）财务决策权，以及构建面向全球市场的受监管金融基础设施需要什么。目前的优惠票价窗口即将关闭——以最优惠价格参加 Disrupt 的机会转瞬即逝——请点击此处查看我们的票务选项。如果你还需要更多理由，让我们先来看看“智慧金融舞台”的议程：
The Future of Money Movement: Stablecoins, Instant Payments & What’s Next
资金流动的未来：稳定币、即时支付及后续发展
Stablecoins and instant payments are changing how money moves around the world. This session looks at how these new payment systems compare to traditional banking infrastructure, where FedNow and private networks fit in, and how regulatory and market changes could shape the future of payments. Hear where these new systems are gaining traction, and which challenges remain. With Nikhil Chandhok, Chief Product & Technology Officer, Circle; Rodney Robinson, Co-founder and CEO, TabaPay, Inc.; and Lotti Siniscalco, General Partner, Emergence.
稳定币和即时支付正在改变全球资金的流动方式。本场会议将探讨这些新型支付系统与传统银行基础设施的对比，FedNow 和私有网络在其中的定位，以及监管和市场变化如何塑造支付的未来。听听这些新系统在哪些领域获得了增长，以及目前仍面临哪些挑战。嘉宾包括：Circle 首席产品与技术官 Nikhil Chandhok；TabaPay, Inc. 联合创始人兼 CEO Rodney Robinson；以及 Emergence 普通合伙人 Lotti Siniscalco。
Winning the Modern Financial Consumer
赢得现代金融消费者
The way people pay, invest, and manage money is changing fast. Robinhood, currently boasting a market cap of more than $90 billion, has evolved from a trading app into a financial platform spanning investing, banking, credit, crypto, and prediction markets. Head of Product Abhishek Fatehpuria will share how technology and changing consumer expectations are reshaping financial services, and what it takes to build trusted products that hold up under massive growth. With Abhishek Fatehpuria, Head of Product, Robinhood.
人们支付、投资和管理金钱的方式正在迅速改变。Robinhood 目前市值已超过 900 亿美元，它已从一个交易应用程序演变为涵盖投资、银行、信贷、加密货币和预测市场的综合金融平台。产品负责人 Abhishek Fatehpuria 将分享技术和不断变化的消费者期望如何重塑金融服务，以及在高速增长下构建值得信赖的产品需要具备什么。嘉宾：Robinhood 产品负责人 Abhishek Fatehpuria。
AI, Trust & Verification in Financial Services
金融服务中的人工智能、信任与验证
As AI moves beyond generating content and begins taking action, financial companies are rethinking trust, oversight, and security. Our panelists will explore how AI agents are changing financial workflows, why transparency and human judgment still matter, and how companies are right now approaching privacy, fraud prevention, and identity verification in an AI-powered world. With Hannah Bozian, VP, Agentic Partnerships & Strategy, American Express; Pedro Sanzovo, Head of Fraud and Identity, Plaid; and Victoria Zuo, Partner, QED Investors.
随着人工智能从生成内容转向采取行动，金融公司正在重新思考信任、监管和安全问题。我们的嘉宾将探讨 AI 智能体如何改变金融工作流程，为什么透明度和人类判断依然重要，以及在人工智能驱动的世界中，公司目前如何处理隐私、欺诈预防和身份验证。嘉宾包括：美国运通智能体合作与战略副总裁 Hannah Bozian；Plaid 欺诈与身份部门负责人 Pedro Sanzovo；以及 QED Investors 合伙人 Victoria Zuo。
Building the Infrastructure for Global Commerce
构建全球商业基础设施
Traditional financial systems weren’t built for today’s global businesses. Airwallex, now valued at $11 billion by its investors, is building an AI native financial operating system, helping companies move money across borders, manage global finances, and embed financial products into their own platforms. Founder and CEO Jack Zhang will give you a look at how AI is reshaping payments, and what it takes to build regulated financial infrastructure that powers millions of businesses. With Jack Zhang, Founder & CEO, Airwallex.
传统的金融系统并非为当今的全球化企业而建。Airwallex（空中云汇）目前估值已达 110 亿美元，正在构建一个 AI 原生金融操作系统，帮助企业进行跨境资金流动、管理全球财务，并将金融产品嵌入其自身平台。创始人兼 CEO Jack Zhang 将带你了解 AI 如何重塑支付，以及构建支撑数百万企业的受监管金融基础设施需要什么。嘉宾：Airwallex 创始人兼 CEO Jack Zhang。
Whether you’re building the next payments rail, figuring out where AI fits into fraud and identity, or just trying to understand where momentum is headed within consumer finance, the Smart Money Stage is built for founders and operators who need signal, not spin. Plus, if you join us at Disrupt 2026, you’ll also get access to all the networking, side events, and opportunities to learn from the rest of our extensive lineup of speakers. It’s a three-day sprint in the heart of the startup community that will leave you ready for the next year of innovation, so register today!
无论你是在构建下一代支付轨道，探索 AI 在欺诈与身份验证中的应用，还是仅仅想了解消费金融的发展趋势，“智慧金融舞台”都是为那些需要核心信息而非营销噱头的创始人和运营者准备的。此外，参加 Disrupt 2026，你还可以参与所有的社交活动、周边会议，并有机会向我们庞大的演讲嘉宾阵容学习。这是一场在创业社区核心地带举行的三天冲刺，将为你迎接下一年的创新做好准备，立即注册吧！