T-Mobile’s $0-down financing plan bundles taxes and fees

T-Mobile 推出“零首付”分期方案，将税费纳入分期范围

T-Mobile is launching a new financing option that will allow you to pay for a device, taxes, and fees over 36 months. In an update on Tuesday, T-Mobile says its new Equipment Installment Plan (EIP) Flex 36 requires no upfront payment and will come with a 0 percent APR for a limited time. T-Mobile 正在推出一项新的分期付款方案，允许用户在 36 个月内分期支付设备费用、税款及相关费用。T-Mobile 在周二的更新中表示，其全新的设备分期付款计划 (EIP) Flex 36 无需预付任何款项，且在限时内提供 0% 的年利率 (APR)。

Even if you are financing a device, carriers typically require you to pay sales tax, an activation fee, or a down payment at checkout. T-Mobile says its new plan eliminates that by allowing you to pay off all of these costs over time — though its website notes only “well-qualified customers” will pay $0 upfront. The EIP Flex 36 financing option is available for phones, watches, and tablets, and can also be combined with T-Mobile’s device promotions. 即便是在办理设备分期时，运营商通常也要求用户在结账时支付销售税、激活费或首付款。T-Mobile 表示，其新计划通过允许用户分期支付所有这些费用，从而免除了上述要求——不过其官网注明，只有“资质良好”的客户才能享受“零首付”。EIP Flex 36 分期方案适用于手机、手表和平板电脑，并可与 T-Mobile 的设备促销活动叠加使用。

It’s not clear how much someone who isn’t “well-qualified” will pay, or when the 0 percent APR offer expires. The Verge reached out to T-Mobile with a request for more information but didn’t immediately hear back. 目前尚不清楚“资质不达标”的用户需要支付多少费用，也不清楚 0% 年利率优惠的截止日期。The Verge 已联系 T-Mobile 请求提供更多信息，但尚未收到回复。

T-Mobile is introducing a 36-month option for its standard 0 percent financing plan as well, which was previously only available for 24 months. The carrier is also adding new Student Perks plans, starting at $30 / line per month with autopay enabled. T-Mobile 还为其标准的 0% 分期付款计划引入了 36 个月的选项，该计划此前仅提供 24 个月的期限。此外，该运营商还增加了新的学生优惠套餐，在开启自动扣款的情况下，每月每条线路最低仅需 30 美元。