X shifts US creator payouts from Stripe to X Money
X shifts US creator payouts from Stripe to X Money
X 将美国创作者的付款方式从 Stripe 迁移至 X Money
Elon Musk’s social network X on Wednesday said that starting today, all of its U.S. creator payouts will be handled through X Money, the app’s payments service. This includes payouts from both X’s Original Content Rewards Program and creators’ subscriptions, the company said in an update shared on X. 埃隆·马斯克旗下的社交网络 X 周三表示，从即日起，其所有美国创作者的付款将通过该应用的支付服务 X Money 进行处理。该公司在 X 上发布的一则更新中称，这包括来自 X 的“原创内容奖励计划”（Original Content Rewards Program）以及创作者订阅服务的付款。
Starting today, U.S. payouts for Original Content Rewards and Subscriptions will be paid through @XMoney. You’ll have access to your payouts the moment they’re sent.› Already using 𝕏 Money? No action needed. Your next payout will be sent there.› Not yet on 𝕏 Money? Open…— Creators (@XCreators) September 2, 2026 从今天起，美国地区的“原创内容奖励”和“订阅”收入将通过 @XMoney 支付。款项一旦发送，您即可使用。› 已经在用 𝕏 Money 了吗？无需任何操作，您的下一笔款项将直接发送至该账户。› 尚未开通 𝕏 Money？请打开……—— Creators (@XCreators) 2026年9月2日
The benefit of this new payment system is that the payments are instant. There’s no waiting until the end of a billing cycle or a minimum threshold that has to be reached before the creator can access their money. Previously, payments were processed every two weeks, with a minimum payout of $30, X’s documentation states. 这一新支付系统的优势在于即时到账。创作者无需等待计费周期结束，也不必达到最低提现门槛即可使用资金。根据 X 的文档显示，此前付款每两周处理一次，且最低提现金额为 30 美元。
However, the announcement’s wording seems to indicate that there aren’t any other options for receiving payments on the platform, meaning X is forcing creators to use X Money even if they would have preferred the prior payout method, which was powered by Stripe. Reached for comment, a representative for X said the change is required for those in the U.S. Creators outside the U.S. will remain on Stripe. 然而，公告的措辞似乎表明，平台上已没有其他收款选项，这意味着 X 正在强制创作者使用 X Money，即使他们可能更倾向于此前由 Stripe 支持的支付方式。在回应置评请求时，X 的一位代表表示，这一变动针对美国用户是强制性的。美国境外的创作者将继续使用 Stripe。
The shift follows other changes to X’s creator programs. On September 7, X will retire its Creator Revenue Sharing Program, which stopped accepting new members last month. Creators are being shifted instead to the Original Content Rewards Program, which, as the name implies, puts a heavier emphasis on original content. 此次调整是 X 创作者计划一系列变动的一部分。9 月 7 日，X 将停用其“创作者收入分成计划”（Creator Revenue Sharing Program），该计划已于上个月停止接受新成员。创作者将被转移至“原创内容奖励计划”，顾名思义，该计划更侧重于原创内容。
The company’s new payments service, X Money, began supporting creator payouts earlier this month. The payments offering, a part of Musk’s broader plan to make X an “everything app,” includes a bank card with 3% cash back, instant payments, free ATM withdrawals, and other digital banking services. However, X Money is not a bank; the accounts are held at the FDIC-insured Cross River Bank. 该公司的新支付服务 X Money 于本月初开始支持创作者付款。作为马斯克将 X 打造成“万能应用”宏伟计划的一部分，该支付产品包括一张提供 3% 返现的银行卡、即时支付、免费 ATM 取款以及其他数字银行服务。不过，X Money 本身并非银行；账户由受联邦存款保险公司（FDIC）承保的 Cross River Bank 持有。
X’s post said creator payouts will also count toward X Money users’ direct deposit requirements to receive the service’s better APY rate. Currently, the service’s website says X Premium users will get a boosted 6% rate, compared to the standard 4% rate. X 的帖子称，创作者的收入也将计入 X Money 用户的直接存款要求，从而获得该服务更高的年化收益率（APY）。目前，该服务网站显示，X Premium 用户将获得 6% 的提升利率，而标准利率为 4%。
In addition, X will issue a 1099-NEC for individuals receiving creator payouts. For LLCs, X will collect the organization’s W-9 information to ensure the 1099s are accurate, the company noted. 此外，X 将为收到创作者付款的个人开具 1099-NEC 税表。对于有限责任公司（LLC），X 将收集该组织的 W-9 信息，以确保 1099 税表的准确性。